A Conventional mortgage is primarily offered by private lenders such as banks, credit unions, and mortgage companies. This product is not back the government, but does follow Fannie Mae and Freddie Mac Guidelines.
An FHA mortgage is designed to make buying a home possible for those buyers that do not exactly qualify for a Conventional mortgage. This loan product is offered by private lenders and is insured by the Federal Government.
A USDA mortgage is designed to help people purchase homes in eligible rural and suburban areas.
A VA mortgage is a home loan guaranteed by the U.S. Department of Veteran Affairs. This loan product allows service members, veterans, and some surviving spouses to buy or refinance a home.
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